Posts by Ty Stewart

Ty Stewart is the founder of SimpleLifeInsure. He is an independent life insurance agent that works for his clients nationwide to secure affordable coverage while making the process simple. There is never any cost to use his services.

Best Life Insurance for Seniors Over 80: What Are Your Options?

Written by Ty Stewart

Like many senior citizens, if you are over 80 and have decided to look into purchasing life insurance, it is likely to be an intimidating thought. You do not want to pass on any financial burden to your family, which is admirable. Funeral and burial expenses, medical expenses for numerous health problems, and other financial obligations need.. More

Term Life Insurance for Seniors Over 70: What They Don’t Tell You

Written by Ty Stewart

Whether or not your life insurance policy will actually cover you for your entire life is not something that you should have to worry about. Especially when you’re over 70. You may have felt safe and secure in your life insurance policy when you first purchased your term life insurance plan in your 30s or 40s and.. More

Banner 40 Year Term Life Insurance Review – Is It Worth It?

Written by Ty Stewart

Legal and General America, the parent company of Banner recently announced they will now sell term life policies for 35 and 40 years lengths. Until now, only…

Protective Life Insurance Company Review

Written by Ty Stewart

Quick Summary: Protective Life is a strong company that offers both term and permanent life insurance coverage. Their policies are affordable, and are a great fit for people who are in the preferred health class. They also offer superior life insurance rates to people with pre-existing health conditions such as high blood pressure and heart rates,.. More

Replacing a Life Insurance Policy

Written by Ty Stewart

Quick Summary: Obtaining life insurance is actually easier than you might think. The same can be said about replacing an existing life insurance policy. Never cancel your old policy until the new one is confirmed to be in force. When it comes to replacing an existing life insurance policy, there are a few things you want.. More

How to Get the Most Out of Your Life Insurance Policy – Tips for Buyers

Written by Ty Stewart

Life insurance coverage can be a bit hard to navigate when you are first looking for coverage. With so many options between policies, companies, rates, riders, agents, and more, it can quickly feel as if you are falling down the rabbit hole even when all you are doing is looking for quick life insurance coverage… More

Life Insurance for Business Owners – Policy Options

Written by Ty Stewart

Quick Summary: Finding affordable life insurance for business owners is easier than you may think. We recommend that business owners secure both personal and business life insurance in order to protect their family and their business in the event of their death. There are many types of business insurance options out there. Companies with company cars,.. More

Using Life Insurance For Collateral Assignment

Written by Ty Stewart

The most common way that life insurance policy protects you and your loved ones is by providing financial support to your family in the event of your untimely death. In some situations, life insurance serves to replace lost income with death benefits, in others, life insurance can be used to pay off remaining debts and.. More

Is Life Insurance Through Your Work Enough?

Written by Ty Stewart

We have all had a job that offers life insurance coverage. Is it a good idea? Yes and No. We’ll explain why… On the surface, it seems like a nice gesture, and a great way to get some solid life insurance coverage if you do not have any. However, there are occasions where life insurance.. More

Using Life Insurance to Maximize Your Pension Benefits

Written by Ty Stewart

As you get closer to retirement you might try to simplify your life by simply getting rid of the things that you don’t need anymore. You might stop contributing to your 401k plan. If your kids are grown up you might take a look at your household expenses and consider a less expensive home. You.. More

Best Guaranteed Universal Life Insurance (GUL) Companies

Written by Ty Stewart

Companies change every year. The products and policies they offer change as well. (we update this article constantly) And the right GUL company for one person’s needs will be totally different from the best carrier for someone else. This is due to financial and legacy planning as well as…

How Does Your Family History Affect Life Insurance Rates?

Written by Ty Stewart

Quick Summary: Life insurance rates for people with a family history of health conditions vary widely based on the type of conditions their family members had, what age they developed them, and if any other complications or death have arisen from these conditions. Some carriers will weigh family history more heavily than others during the underwriting.. More