Posts by Ty Stewart

Ty Stewart is the founder of SimpleLifeInsure. He is an independent life insurance agent that works for his clients nationwide to secure affordable coverage while making the process simple. There is never any cost to use his services.

United American life insurance isn’t one of the larger, more diverse insurance providers. The product line is extremely limited, which means it will appeal to a comparatively small market segment. It will not be suitable to the general insurance market, where other companies are stronger and more aggressively priced.

Kemper offers the full range of insurance policies for all of your personal needs. What they lack however are related products, such as investment and retirement services and products. And unlike most large insurance companies, they don’t…

Life insurance underwriters will view the application of someone whose back pain is caused by a serious health problem such as cancer very differently than someone with an overuse injury.  Those differences directly impact rates, lead to denials, and are the reason for…

One question we’re regularly asked is how to buy life insurance after a heart stent procedure. New clients are often worried that they missed their chance to buy life insurance or the cost will be out of reach once faced with the reality that they need it. We’re always happy to tell people that

As part of our commitment to help our clients purchase the best life insurance at the best rates, we provide unbiased life insurance reviews.  Here we review TIAA, or TIAA Cref, as it was formerly known. This review will cover their company information, types of….

As with any preexisting disease, life insurance companies are going to take a careful look at your application.  The truth is, qualifying for coverage is going to be harder than if you were in perfect health. Understanding how…

For example, Columbus Life sells insurance to a few niche markets, including marijuana users, but perhaps they don’t sell to someone with a certain preexisting health condition.  We are familiar with the underwriting guidelines at…

Since Kyphosis is highly treatable, it’s typically not a major issue for life insurance companies. You will likely be approved for your policy, and typically at standard or preferred rates. Only when the condition is extreme is there the possibility of…

There are more than 800 life insurance companies operating in the United States. How do you pick the right one? As an independent broker, we are NOT an employee of Kansas City Life and are able to provide a fair and unbiased review for consumers. Later, we’ll also show you how to compare and make.. More

All life insurance companies have different underwriting guidelines, but some are more lenient than others.  We’ve helped many people with Bundle Branch Block because we know who will view your condition most favorably. Underwriters will require…

Sun Life Financial has a reputation for financial strength and has survived during some of our countries worst economic times.  They have accomplished this through their four-pillar strategy of unwavering focus on their clients, innovation, digital advances, and…

Although this may sound worrisome, applying to companies who view Cushing’s more favorably than others will help you get the best policy.  We’ve helped many clients with Cushing’s buy life insurance.  We know how each company views the condition and…