Posts by Ty Stewart

Ty Stewart is the founder of SimpleLifeInsure. He is an independent life insurance agent that works for his clients nationwide to secure affordable coverage while making the process simple. There is never any cost to use his services.

How Does Your Family History Affect Life Insurance Rates?

Written by Ty Stewart

Quick Summary: Life insurance rates for people with a family history of health conditions vary widely based on the type of conditions their family members had, what age they developed them, and if any other complications or death have arisen from these conditions. Some carriers will weigh family history more heavily than others during the underwriting.. More

10 Best Term Life Insurance Companies for 2019

Written by Ty Stewart

If you are looking for top-notch term life insurance, you have many reputable companies from which to choose. In this article, we outline the 10 Best Term Life Insurance Companies. Just to preface how we went about ranking these companies in our top 10, we used a combination of a lot of factors. How We.. More

Life Insurance for People with Bipolar Disorder

Written by Ty Stewart

National Institute of Mental Health (NIMH) states 4.4% of all American adults will receive a bipolar diagnosis at some point in their lives. This may seem like a small group of people until you actually do the math. NIMH’s statistics mean more than 10 Million Americans live with a bipolar diagnosis. Each of these individuals.. More

Guaranteed Universal Life Insurance with Cincinnati Life

Written by Ty Stewart

See our unbiased rankings breakdown of all the top guaranteed universal life insurance companies for 2019. Quick Summary: Cincinnati Life’s GUL product has very competitive pricing, especially for women. Qualifying can be difficult and their underwriting process is lengthy and exhaustive. A stripped down policy that does not contain good riders. What You Will Learn (click.. More

Mass Mutual Guaranteed Universal Life Insurance Review

Written by Ty Stewart

Compare companies and policies that offer guaranteed universal life in our 2019 rankings. Quick Summary: Pricing is not competitive for most age bands. If you are over 70 or looking to do a single premium payment, then should be considered. Rider options are very limited and pricing is hard to obtain. Extremely strong company that.. More

North American Guaranteed Universal Life Insurance Review

Written by Ty Stewart

See how North American stacks up against the other top GUL companies in our comprehensive comparison. Quick Summary: A strong company that offers low priced premiums for many age brackets. They do not easily share their pricing online. Could be a good fit for certain health conditions but unfortunately North American does not offer the.. More

Penn Mutual Guaranteed Universal Life Insurance 2019 Review

Written by Ty Stewart

Compare the best companies offering guaranteed universal life insurance in 2019 in our in-depth breakdown. Quick Summary: A strong company with a rich history. Pricing is hard to obtain and higher than other GUL carriers. Does not offer a Standard Plus health rating which will increase premiums for some people. The choices for riders are.. More

Guaranteed Universal Life Insurance from Symetra

Written by Ty Stewart

We’ve compared and ranked the best guaranteed universal life companies for 2019. See where Symetra fits in. Quick Summary: If paying a low price is your #1 concern, definitely take a look at Symetra. Their premiums are constantly among the lowest for GUL products. The company itself is not as strong as other competitors and.. More

American National (ANICO) Guaranteed Universal Life Insurance Review

Written by Ty Stewart

Compare the best companies offering guaranteed universal life insurance in 2019.  Quick Summary: A very solid company with a strong GUL product. The premiums are on the low side for most scenarios but you will need to qualify and they do have some areas of underwriting that can be tricky. The included guaranteed cash out.. More

Review of the Nationwide Guaranteed Universal Life Insurance Product

Written by Ty Stewart

See our comparison of the best guaranteed universal life insurance companies for 2019. Quick Summary: Nationwide offers some of the lowest pricing around for many ages but it’s not always easy to qualify for and may end up being more expensive in a different health class. Extremely strong company and a good choice for those that.. More

Lincoln Financial – Guaranteed Universal Life Insurance Review

Written by Ty Stewart

Check out our 2019 rankings for the best GUL policies available. We’ve ranked 16 different carriers. Quick Summary: Lincoln can be a great option if you have certain health issues. Their underwriting is lenient which can save a lot of money. Overall, their pricing is middle of the pack and you can find cheaper. Very.. More

7 Best Reasons To Buy No Exam Life Insurance When Pregnant

Written by Ty Stewart

A mother’s love for her child is like nothing else in the world. A life insurance purchase is usually made to financially safeguard those you care about most – making pregnancy a primary reason to secure life insurance. During the hustle and bustle of preparing for the arrival of your little one, you can add,.. More