Smoking and Tobacco

life insurance for e-cigarette smokers - brunette woman in red chair smoking an electronic cigarette

Life Insurance for E-Cigarette Smokers: Vape ‘Em If You Got ‘Em

On the surface, this may seem absurd. E-cigarettes are not tobacco, so one should not have to worry about them carrying the same health risks. There are really 2 reasons why most insurers have thus far refused to consider vaping and e-cigarettes separately…..

Life Insurance with Marijuana Use - Cannabis leaves on wood table

Life Insurance and Marijuana: How to Pay Cheap Rates

What’s the big deal, it’s just a little weed, right? Can I still get affordable life insurance rates if I smoke pot? Lucky for you, the answers to those 2 questions are pretty favorable these days. In this article, we’ll explore everything you need to know….

Life Insurance and Chewing Tobacco - Tobacco Plantation

Life Insurance and Chewing Tobacco: Same as Cigarettes?

One question we see often, is the following: “Does life insurance for chewing tobacco users cost the same as policies for smokers?” The Answer: It varies (I know, probably not what you wanted to hear)….

Life Insurance for Cigar Smokers - Box of cigars

Life Insurance for Cigar Smokers: Celebrate Low Rates!

If you are one of these self-proclaimed aficionados who enjoys lighting up a Cohiba every now and then to celebrate a special occasion or accomplishment, fear not. You can still obtain good life insurance coverage without getting raked over….

Life Insurance for Smokers-Hand holding lit cigarette

Life Insurance for Cigarette Smokers: Find Affordable Rates

Applying for life insurance for smokers does not have to be such a painful and mind-numbing process. So why is it that many life insurance companies seem to treat smokers like they have the plague?