All Posts By Bennett Bier

I’m Bennett Bier, owner, author and fact checker of Simple Life Insure. I believe working with a small independent broker offers consumers more personal attention and superior customer service. As an independent agent licensed in all 50 states and the District of Columbia I have access to many of the top A+ rated life insurance carriers. This lets me locate a plan that you will qualify for while saving you money at the same time. Over the years I have mastered the art of underwriting, getting approvals even for my highest risk clients. I’m also likely the person that will answer the phone when you call.

No Exam Insurance with Foresters

Foresters is a solid company but for no exam life insurance, most people can find better options. They don't offer short terms (10 or 15 year) and are priced on the high side. Standard health class is the

Assurity No Exam Life Insurance

Assurity is a solid company that offers a well rounded no physical exam product. They will give Preferred rates for those in good health and also are favorable towards smokers. Approval times are....

American Amicable No Medical Exam Review

A strong and well rounded no exam option. You can find cheaper, but the overall value here is excellent for what is included. Renewable to age 95, issued until 75, and convertible until 75 are all some of the highest....

No Exam Life Insurance for Diabetics

Quick Summary: No exam coverage IS available if you have diabetes. The maximum coverage will be $500,000 with one carrier. Your type of diabetes, medications, and overall health will determine how much you pay. Just because

SBLI No Medical Exam Review

Quick Summary: SBLI has become one of our top no exam companies and is very popular with clients. Up to $500,000, they are not charging any extra for non-med policies, making it an easy decision. Approval time is....

Principal No Exam Life Insurance Review

The Principal life insurance company offers up to $1 Million in no exam coverage but only for those in excellent health. Must be in the Preferred health class to qualify for this program. Otherwise, an exam will be required. This is their regular term insurance but...

American National (ANICO) No Exam Life Insurance Review

American National's no exam product is one we recommend strongly. A solid company with 100+ years in business. ANICO offers low pricing and a good deal of options and riders to....

Sagicor No Exam Life Insurance Review

Sagicor is a solid no option to look at. Pricing is good although you can find cheaper. Among the higher coverage limits for non-med policies and extremely fast approvals (usually same day). Will offer up to...

Life Insurance with Crohn’s Disease: How Will My Rates Be Affected?

Life with Crohn’s Disease can be a rollercoaster experience. Flare-ups can be so severe, they result in hospitalization. In fact, an estimated 57,000 people are hospitalized for complications of Crohn’s Disease every year. For most people, however...

Life Insurance Approval with Sleep Apnea

Of course, sleep apnea is not just an inconvenience; it’s a health concern that could affect your eligibility for life insurance. In fact, many underwriters consider it a very serious health condition. Why?

Life Insurance After Breast Cancer

Coverage is easily purchased by low-risk individuals who are young and in good health; but what about those who have a spotted medical history – specifically, those who have been diagnosed with breast cancer? It is no secret that many people have been denied coverage due to pre-existing medical conditions, but you may be surprised to....

Getting Approved for Life Insurance with Health Issues

[desktoponly]Shortcut: No obligation instant life insurance quotes will be displayed immediately by filling out the form on the left. For more details on how to get the best rates for life insurance with health issues, please continue reading below.[/desktoponly] Applying for life insurance with health conditions can be a tiring and stressful process, especially if you’re…