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life insurance premiums for people with glaucoma

How Glaucoma Affects Life Insurance Rates

Taking the first step to finding life insurance when you have any medical issue can be scary. But it doesn’t have to be: It is possible to find good (and affordable) life insurance even if you suffer from glaucoma. We’ll show you how. After this article, you’ll know exactly…

life insurance with osteoporosis

Effect of Osteoporosis on Life Insurance

If your Osteoporosis is not severe, and developed naturally later in life, you can qualify for Standard insurance rates. You will need to be otherwise healthy and not use tobacco products. Complications such as recent fractures or severe impact on movement may still be approved but expect to pay higher rates. Every insurance company judges…

life insurance gastric bypass surgery

Finding Life Insurance After Bariatric Surgery

You can get approved for life insurance after a weight loss surgery such as gastric bypass. Complications will need to be minimal and typically a period of at least 6 months (often 12) must have passed. Expect to pay more than standard rates as the insurance underwriting model does view this as a risk and…

life insurance with a felony record

Life Insurance Approval with a Felony Conviction (Yes, it can be done)

Yes, most life insurers are going to ask about a felony conviction if you are applying for a traditional fully underwritten insurance policy. It seems logical that if a life insurer is going to check your driving record, they will most certainly check for felony convictions. It’s all part of the underwriting process that determines whether…

life insurance with kidney disease

Life Insurance Approval with Kidney Disease

I think you’ll agree that finding affordable life insurance with a health condition like kidney disease can be tough. But it doesn’t have to be…Advancements in underwriting and risk assessment h​ave come a long ways. Certain insurance companies are willing to offer life insurance (with fair rates) to many people they used to turn away.

guaranteed life insurance

Everyone is Approved!!

No health questions asked. Everyone is approved. Get instant coverage up to $50,000 to protect your loved ones even if you have been turned down elsewhere.

life insurance with pancreatitis

Life Insurance with Pancreatitis

Fortunately, for Americans with health issues, many life insurers are now willing to take a chance on people with diseases like pancreatitis. First things first, you should become educated about your disease and understand how underwriters will view it.

life insurance with lupus

Life Insurance with Lupus

You have probably heard that it’s hard to find life insurance if you have Lupus. Is that true? ​Sort of….The truth is, finding affordable life insurance with any health condition can be challenge if you don’t know what to do. If you have good resources (and expert help) then you’re in good shape….

how to get life insurance when you have ulcers

Life Insurance with Ulcers

The underwriter will also want information concerning when you were diagnosed, what medications you are taking, if you have any gastrointestinal bleeding, and whether your ulcer is healing, staying the same, or ….

life insurance with addisons disease

Life Insurance With Addison’s Disease

Getting approved for affordable life insurance rates if you have Addison’s disease can be pretty tough. Or is it? Sure, Addison’s will matter but cheer up! Not all hope is lost. It turns out that if follow good advice, you can find reasonable rates and get…

Transamerica life insurance with no exam

Transamerica No Medical Exam Insurance

Transamerica is a very strong company that is well known. Price is middle of the pack compared to other no exam options. Nice included benefits and will look favorably on certain medical conditions. Not a company we…

review of Foresters no exam life insurance policy

No Exam Insurance with Foresters

Foresters is a solid company but for no exam life insurance, most people can find better options. They don’t offer short terms (10 or 15 year) and are priced on the high side. Standard health class is the

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