Family

How Does Your Family History Affect Life Insurance Rates?

Quick Summary: Life insurance rates for people with a family history of health conditions vary widely based on the type of conditions their family members had, what age they developed them, and if any other complications or death have arisen from these conditions. Some carriers will weigh family history more heavily than others during the underwriting…
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Life Insurance Child Riders: Everything You Should Know

A child rider allows you to add life insurance for your child onto your basic policy. While no one wants to ever think of losing a child, the situation does result in financial consequences along with the emotional devastation....
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Life Insurance Options for Grandchildren

You’ve already given so much to your grandchildren and have impacted their lives in more ways than you can know. Long after you’re gone, the memories and legacy you’ve created will live on forever. What better way to add to that legacy than giving the gift of....
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Life Insurance for Special Needs Children: A Difficult Topic

What some parents really struggle with when thinking about purchasing life insurance for special needs children is the possibility that they might live longer than their child. No parent wants to even fathom the thought that they might outlive their child. However, depending on your child’s disability....
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Life Insurance for Stay at Home Moms: Do We Need It?

Almost anyone can recognize what an important role a stay at home mother has but few actually consider what the cost of these many services would be if performed by someone else....
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Life Insurance for Newlyweds: Starting Off on the Right Foot

Most young couples just starting a life together choose term life insurance. That's because it's the most affordable insurance option and it lets you get coverage for a specific period of time like 10 or 20 years, which is likely when you will need coverage the most. During your first few decades together, you can use your savings to invest your money and grow....
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