Pre-Existing Conditions

Life Insurance with Lupus

Written by Ty Stewart

You have probably heard that it’s hard to find life insurance if you have Lupus. Is that true? ​Sort of….The truth is, finding affordable life insurance with any health condition can be challenge if you don’t know what to do. If you have good resources (and expert help) then you’re in good shape….

Life Insurance with Crohn’s Disease: How Will My Rates Be Affected?

Written by Ty Stewart

Life with Crohn’s Disease can be a rollercoaster experience. Flare-ups can be so severe, they result in hospitalization. In fact, an estimated 57,000 people are hospitalized for complications of Crohn’s Disease every year. For most people, however…

Life Insurance Approval with Sleep Apnea

Written by Ty Stewart

Of course, sleep apnea is not just an inconvenience; it’s a health concern that could affect your eligibility for life insurance. In fact, many underwriters consider it a very serious health condition. Why?

Life Insurance After Breast Cancer

Written by Ty Stewart

Coverage is easily purchased by low-risk individuals who are young and in good health; but what about those who have a spotted medical history – specifically, those who have been diagnosed with breast cancer? It is no secret that many people have been denied coverage due to pre-existing medical conditions, but you may be surprised to….

Getting Approved for Life Insurance with Health Issues

Written by Ty Stewart

Applying for life insurance with health conditions can be a tiring and stressful process, especially if you’re just trying to feel your way through the dark. One thing that worries many applicants is what effect their health status will have on getting qualified for a policy. In this article, we’ll talk about the most common.. More

Life Insurance with Epilepsy and Seizures: What You Must Know

Written by Ty Stewart

According to the Epilepsy Foundation, more people live with epilepsy than autism, Parkinson’s disease, cerebral palsy, and muscular sclerosis, COMBINED. You are certainly not alone here. You are also not alone in wanting to protect your family with life insurance. Now you also are not alone in finding the fairest and most affordable coverage….

Life Insurance with High Cholesterol: How to Pay Low Rates

Written by Ty Stewart

Cholesterol and triglycerides are fatty substances found in the bloodstream. When the level of lipids is high, this is known as hyperlipidemia. Hyperlipidemia can lead to a build-up of the lining of the blood vessels. Ultimately, this prevents oxygen from reaching the heart. As you can imagine, this is a serious concern when applying for life insurance….

Getting Approved for Life Insurance with Anemia

Written by Ty Stewart

Your overall health situation will determine whether you are approved or denied, and how much you pay in premiums. Anemia is only part of that equation.
On its own, anemia is typically not a life threatening condition. It can, however, have complications or be….

Life Insurance with High Blood Pressure: 8 Important Questions Answered

Written by Ty Stewart

Great news! Despite what you may have heard, you CAN qualify for low life insurance rates even if you have high blood pressure. A little bit of bad news. It’s not quite as easy as just applying at a bunch of companies….

Life Insurance For Stroke Victims: 8 Things You Must Know

Written by Ty Stewart

Getting approved for life insurance after a stroke is no easy task. DO NOT just go throwing out a bunch of applications to a bunch of insurance companies hoping one sticks at an affordable rate….

Life Insurance with Asthma: 5 Things You Must Know

Written by Ty Stewart

You CAN get life insurance at a good price having asthma. For some of our clients, we have secured as low as Preferred Plus rates (that is the best)….

Life Insurance with Depression: You Deserve to Be Treated Fairly

Written by Ty Stewart

Depression is a common mental health disorder that affects 6.7% of Americans. You are certainly not alone in dealing with it. You are also NOT alone in the life insurance process. You can expect…