I'm Ty Stewart, founder of SimpleLifeInsure.com. I'm an independent agent who works with clients nationwide to secure affordable life insurance and make the process simple and easy. This article draws upon my years of experience working with clients, carriers, and underwriters.My team and I focus solely on life insurance, and we have put over 9,000 policies in force. Let us know if we can help. There is never any cost or pressure when using our services.