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John Hancock Guaranteed Universal Life Insurance Policy Review

Written by Ty Stewart

See where John Hancock ranks in for 2019 in our guide: Best Guaranteed Universal Life Insurance (GUL) Companies Quick Summary: John Hancock offers a solid yet unspectacular guaranteed universal life product when compared to other carriers we work with. Premium pricing is middle of the road but underwriting can be strict on certain things, bumping.. More

Principal Financial – Guaranteed Universal Life Insurance Review

Written by Ty Stewart

For 2019, we’ve ranked all the top companies that offer guaranteed universal life insurance. See where we have Principal. Quick Summary: Principal Financial is a strong player in the life insurance market and their GUL product is no exception. Rates are low for certain ages but you can find less expensive elsewhere depending on your.. More

The PruLife UL Protector Review – Prudential Guaranteed Universal Life Insurance

Written by Ty Stewart

See how Prudential stacks up in our breakdown of all the top companies who offer guaranteed universal life policies. Quick Summary: The Prudential UL Protector product is among our favorite guaranteed universal policies. Pruco underwriting is excellent for a wide range of health conditions and tough to place cases. Pricing may be a little high.. More

Sagicor No Lapse Universal Life Insurance Review

Written by Ty Stewart

Sagicor ranks in the top half of our 2019 guide to guaranteed universal life insurance companies. Quick Summary: If you are under the age of 66 and don’t want to take a medical exam, Sagicor may be a good option for a “no lapse” universal life policy. Rates are very cheap in the lower amounts.. More

Banner Guaranteed Universal Life Insurance Review – Life Step

Written by Ty Stewart

We constantly update our guide to the best guaranteed universal life companies HERE. Banner scores towards the middle. Quick Summary: Banner’s GUL life insurance policy leaves a a bit to be desired. The pricing is high and the options are limited. Banner underwriting is favorable for some specific health issues so may be worth considering.. More

Review: Mutual of Omaha – Guaranteed Universal Life Insurance

Written by Ty Stewart

MOO just misses the top 5 in our updated 2019 guide: Best Guaranteed Universal Life Insurance (GUL) Companies. Quick Summary: Our experience tells us that Mutual of Omaha’s guaranteed universal product is a strong option for many clients. You can find cheaper pricing but the value is excellent including an option (your choice) to refund.. More

My Review of the Protective Advantage Choice Universal Life Insurance Policy

Written by Ty Stewart

Protective grades out very highly vs the other guaranteed universal companies in our 2019 guide. Quick Summary: In our opinion, Protective offers an excellent universal life option. You are getting coverage from a super strong company that has been around a long time. The policy includes great options and flexibility at no additional cost. If.. More

AIG (American General) Guaranteed Universal Life Insurance Review

Written by Ty Stewart

AIG is currently ranking #1 on our list of best guaranteed universal life insurance companies. See the full guide here. Quick Summary: AIG has one of the top guaranteed universal life insurance policies on the market right now (2019). American General is a trusted name, on a strong financial footing. The rates are competitive, the.. More

Pros and Cons of Guaranteed Universal Life Insurance

Written by Ty Stewart

A GUL policy secures permanent coverage but without the high cost and complexity that comes with regular universal life insurance. They are a nice middle ground between universal and term life insurance…

Comprehensive United American Life Insurance Review [Pros and Cons]

Written by Ty Stewart

United American life insurance isn’t one of the larger, more diverse insurance providers. The product line is extremely limited, which means it will appeal to a comparatively small market segment. It will not be suitable to the general insurance market, where other companies are stronger and more aggressively priced.

Kemper Life Insurance Review

Written by Ty Stewart

Kemper offers the full range of insurance policies for all of your personal needs. What they lack however are related products, such as investment and retirement services and products. And unlike most large insurance companies, they don’t…

How to Buy Life Insurance With Chronic Back Pain

Written by Ty Stewart

Life insurance underwriters will view the application of someone whose back pain is caused by a serious health problem such as cancer very differently than someone with an overuse injury.  Those differences directly impact rates, lead to denials, and are the reason for…