Getting Life Insurance with Kyphosis

Since Kyphosis is highly treatable, it’s typically not a major issue for life insurance companies. You will likely be approved for your policy, and typically at standard or preferred rates. Only when the condition is extreme is there the possibility of...
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Kansas City Life Insurance Unbiased Review

There are more than 800 life insurance companies operating in the United States. How do you pick the right one? As an independent broker, we are NOT an employee of Kansas City Life and are able to provide a fair and unbiased review for consumers. Later, we’ll also show you how to compare and make…
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How to Buy Life Insurance after a Diagnosis of Bundle Branch Block

All life insurance companies have different underwriting guidelines, but some are more lenient than others.  We’ve helped many people with Bundle Branch Block because we know who will view your condition most favorably. Underwriters will require...
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Sun Life Financial Review

Sun Life Financial has a reputation for financial strength and has survived during some of our countries worst economic times.  They have accomplished this through their four-pillar strategy of unwavering focus on their clients, innovation, digital advances, and...
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How to Buy Life Insurance When You Have Cushing’s Syndrome

Although this may sound worrisome, applying to companies who view Cushing’s more favorably than others will help you get the best policy.  We’ve helped many clients with Cushing’s buy life insurance.  We know how each company views the condition and...
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Getting Life Insurance with Blood Clots

For life insurance companies, the main issues with blood clots are the severity and the timeframe. The incidence doesn’t usually result in an automatic decline. But the company is very likely to charge a higher premium to compensate for the additional risk that blood clots create.
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Getting Life Insurance with Gout

Since gout isn’t a fatal condition, and rarely causes serious complications, your application should be approved. If you only have occasional attacks, you may be eligible for Preferred status, or even Preferred-Plus. These ratings will enable you to get the lowest priced premium for your...
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Rheumatoid Arthritis and Prudential Life Insurance

44-year-old woman. Diagnosed with rheumatoid arthritis 3 years ago. Mild joint discomfort and one flare-up. Does not take medication for RA and able to control...
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Penn Mutual Life Insurance Review

When choosing a life insurance company, their financial strength is one of the most important factors to consider. Most important is their ability to pay out on all future death claims. Penn Mutual meets this...
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Progressive Life Insurance Review

Despite its nouveau image, Progressive has actually been in the insurance industry since 1937. It’s best known for providing car insurance and is a major advertising force in that arena. It’s grown to become one of the nation’s largest auto insurers, and has...
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Life Insurance Approval with Hypoglycemia

With extreme episodes of hypoglycemia, you could experience fainting. That would be dangerous were it to happen while you’re driving. The symptoms can be exacerbated by consumption of alcohol. Insurance companies have to take these situations into consideration in evaluating your policy. In most cases...
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Multiple Life Insurance Policies for the Same Person

This is the most basic advantage. If you have one policy for $200,000, and you have a second policy for $200,000, you have $400,000 in life insurance coverage. For most people, having more life insurance is an outstanding idea. In fact...
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