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Getting Life Insurance with Blood Clots

Written by Ty Stewart

For life insurance companies, the main issues with blood clots are the severity and the timeframe. The incidence doesn’t usually result in an automatic decline. But the company is very likely to charge a higher premium to compensate for the additional risk that blood clots create.

Getting Life Insurance with Gout

Written by Ty Stewart

Since gout isn’t a fatal condition, and rarely causes serious complications, your application should be approved. If you only have occasional attacks, you may be eligible for Preferred status, or even Preferred-Plus. These ratings will enable you to get the lowest priced premium for your…

Rheumatoid Arthritis and Prudential Life Insurance

Written by Ty Stewart

44-year-old woman. Diagnosed with rheumatoid arthritis 3 years ago. Mild joint discomfort and one flare-up. Does not take medication for RA and able to control…

Penn Mutual Life Insurance Review

Written by Ty Stewart

When choosing a life insurance company, their financial strength is one of the most important factors to consider. Most important is their ability to pay out on all future death claims. Penn Mutual meets this…

Progressive Life Insurance Review

Written by Ty Stewart

Despite its nouveau image, Progressive has actually been in the insurance industry since 1937. It’s best known for providing car insurance and is a major advertising force in that arena. It’s grown to become one of the nation’s largest auto insurers, and has…

Life Insurance Approval with Hypoglycemia

Written by Ty Stewart

With extreme episodes of hypoglycemia, you could experience fainting. That would be dangerous were it to happen while you’re driving. The symptoms can be exacerbated by consumption of alcohol. Insurance companies have to take these situations into consideration in evaluating your policy. In most cases…

Multiple Life Insurance Policies for the Same Person

Written by Ty Stewart

This is the most basic advantage. If you have one policy for $200,000, and you have a second policy for $200,000, you have $400,000 in life insurance coverage. For most people, having more life insurance is an outstanding idea. In fact…

Ohio National Life Insurance Review

Written by Ty Stewart

About Ohio National Life Insurance Company Founded in 1909, Ohio National Life Insurance Company is a mutual insurance holding company headquartered in Cincinnati, Ohio. The company has nearly $42 billion in assets under management, and employs more than 1,300 associates at its headquarters. As a mutual insurance company, Ohio National focuses primarily on its policyholders.. More

Diabetes and Prudential Life Insurance

Written by Ty Stewart

Life insurance companies are in the business of judging risk and will base their decisions and your premium payments off this risk analysis. High blood sugar can have adverse effects on the body leading to a stroke or accelerating the development of…

How Does Gestational Diabetes Affect Life Insurance?

Written by Ty Stewart

Gestational diabetes is diabetes that develops during pregnancy. Diabetes itself is a disease in which the pancreas produces little or no insulin, or when the body does not respond properly to insulin. The condition affects the babies of untreated mothers. They can grow too large, which may result in injuries at delivery. Gestational diabetes is a common reason for…

Cincinnati Life Insurance Company- No Exam Policy Review

Written by Ty Stewart

Cincinnati Life is known for its customer service and ethical practices. Rates are very cheap for under 100k in coverage but that is the maximum death benefit you can get without taking a physical exam. Highest health class available is…

John Hancock Life Insurance with No Medical Exam – Review

Written by Ty Stewart

A unique product, some of our clients love this no exam option. John Hancock will only allow those to skip the exam who are in excellent health so it’s not for everyone. Then, after being approved, you can accumulate health points to lower your rate by doing things like getting…