Smoking and Tobacco

On the surface, this may seem absurd. E-cigarettes are not tobacco, so one should not have to worry about them carrying the same health risks. There are really 2 reasons why most insurers have thus far refused to consider vaping and e-cigarettes separately…..

What’s the big deal, it’s just a little weed, right? Can I still get affordable life insurance rates if I smoke pot? Lucky for you, the answers to those 2 questions are pretty favorable these days. In this article, we’ll explore everything you need to know….

One question we see often, is the following: “Does life insurance for chewing tobacco users cost the same as policies for smokers?” The Answer: It varies (I know, probably not what you wanted to hear)….

If you are one of these self-proclaimed aficionados who enjoys lighting up a Cohiba every now and then to celebrate a special occasion or accomplishment, fear not. You can still obtain good life insurance coverage without getting raked over….

Applying for life insurance for smokers does not have to be such a painful and mind-numbing process. So why is it that many life insurance companies seem to treat smokers like they have the plague?