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Smoking and Tobacco

Ultimate Guide to Tobacco Life Insurance

yeah, yeah, YEAH, enough already! You’ve heard about the dangers of using tobacco products and are sick of it. We are NOT here to give you warnings or try to change your mind. It’s legal. You are an adult. It’s your choice. What we are here to do: Everything in our power to make sure you get the…
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Life Insurance for E-Cigarette Smokers: Vape ‘Em If You Got ‘Em

On the surface, this may seem absurd. E-cigarettes are not tobacco, so one should not have to worry about them carrying the same health risks. There are really 2 reasons why most insurers have thus far refused to consider vaping and e-cigarettes separately.....
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Life Insurance and Marijuana: How to Pay Cheap Rates

What's the big deal, it's just a little weed, right? Can I still get affordable life insurance rates if I smoke pot? Lucky for you, the answers to those 2 questions are pretty favorable these days. In this article, we'll explore everything you need to know....
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Life Insurance and Chewing Tobacco: Same as Cigarettes?

One question we see often, is the following: “Does life insurance for chewing tobacco users cost the same as policies for smokers?” The Answer: It varies (I know, probably not what you wanted to hear)....
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Life Insurance for Cigar Smokers: Celebrate Low Rates!

If you are one of these self-proclaimed aficionados who enjoys lighting up a Cohiba every now and then to celebrate a special occasion or accomplishment, fear not. You can still obtain good life insurance coverage without getting raked over....
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Life Insurance for Cigarette Smokers: Find Affordable Rates

Applying for life insurance for smokers does not have to be such a painful and mind-numbing process. So why is it that many life insurance companies seem to treat smokers like they have the plague?
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