Guaranteed Universal Life Insurance

Sagicor No Lapse Universal Life Insurance Review

Sagicor ranks in the top half of our 2020 guide to guaranteed universal life insurance companies. Quick Summary: If you are under the age of 66 and don't want to take a medical exam, Sagicor may be a good option for a "no lapse" universal life policy. Rates are very cheap in the lower amounts…

Banner Guaranteed Universal Life Insurance Review – Life Step

We constantly update our guide to the best guaranteed universal life companies HERE. Banner scores towards the middle. Quick Summary: Banner's GUL life insurance policy leaves a a bit to be desired. The pricing is high and the options are limited. Banner underwriting is favorable for some specific health issues so may be worth considering…

Review: Mutual of Omaha – Guaranteed Universal Life Insurance

MOO just misses the top 5 in our updated 2023 guide: Best Guaranteed Universal Life Insurance (GUL) Companies. Quick Summary: Our experience tells us that Mutual of Omaha's guaranteed universal product is a strong option for many clients. You can find cheaper pricing but the value is excellent including an option (your choice) to refund…

Review of the Protective Advantage Choice Universal Life Insurance Policy

Protective grades out very highly vs the other guaranteed universal companies in our 2025 guide. Quick Summary: In our opinion, Protective offers an excellent universal life option. You are getting coverage from a super strong company that has been around a long time. The policy includes great options and flexibility at no additional cost. If…

AIG (American General) Guaranteed Universal Life Insurance Review

AIG (Corebridge) is currently ranking as one of the top gul carriers on our list of best guaranteed universal life insurance companies. See the full guide here. Quick Summary: AIG has one of the top guaranteed universal life insurance policies on the market right now (2023). American General is a trusted name, on a strong…

Pros and Cons of Guaranteed Universal Life Insurance

A GUL policy secures permanent coverage but without the high cost and complexity that comes with regular universal life insurance. They are a nice middle ground between universal and term life insurance...