The agent you select is just as important as the insurance company you select. You should contact an agent that takes an interest in hard-to-place cases and will work diligently to find an insurer that can deliver an insurance solution to meet your individual needs.
Since independent agents represent multiple carriers, they will have the ability to shop your insurance with all the carriers they represent, and they will typically know in advance, the best company for your health condition.
A good agent will be available to walk you through the underwriting process and explain each step that must be taken. He or she will offer their professional advice to help you make an informed decision about the type of insurance you should purchase and the death benefit you should apply for. Your agent will also explain the riders that are available and how they can broaden the coverage of your insurance policy.
If you are ready to get started, please fill out a quote request and we'll be in touch shortly. Life insurance is our only business and our happy clients tell us we do it really well.