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All Posts By Ty Stewart
Ty Stewart is a founder and contributor of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent he has helped clients nationwide to secure affordable coverage while making the process simple.

Life Insurance and Chewing Tobacco: Same as Cigarettes?

One question we see often, is the following: “Does life insurance for chewing tobacco users cost the same as policies for smokers?” The Answer: It varies (I know, probably not what you wanted to hear)....
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Life Insurance with a Family History of Cancer

It is well-known that life insurance companies look for active or previous cancer in every application they receive. Personal history of cancer is something life insurers take very seriously and can greatly affect an individual’s policy. But what about life insurance with a family history of....
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Life Insurance for Stay at Home Moms: Do We Need It?

Almost anyone can recognize what an important role a stay at home mother has but few actually consider what the cost of these many services would be if performed by someone else....
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Life Insurance for Rock Climbers: Get a Grip on Good Rates

Since no two climbers are the same, the insurance company will want to find out more about your hobby in order to charge you the right premium. This is a good thing for you so don't be scared....
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Types of Term Life Insurance: Which is Right for You?

There are several types of term life insurance options to choose from, each designed for different needs. The following are the most common types of term policies you can choose from....
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Life Insurance for Newlyweds: Starting Off on the Right Foot

Most young couples just starting a life together choose term life insurance. That's because it's the most affordable insurance option and it lets you get coverage for a specific period of time like 10 or 20 years, which is likely when you will need coverage the most. During your first few decades together, you can use your savings to invest your money and grow....
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Life Insurance for Cigar Smokers: Celebrate Low Rates!

If you are one of these self-proclaimed aficionados who enjoys lighting up a Cohiba every now and then to celebrate a special occasion or accomplishment, fear not. You can still obtain good life insurance coverage without getting raked over....
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Life Insurance for Dangerous Hobbies: Get Fair Rates

Just because you participate in a dangerous hobby doesn’t mean you have to settle for cut-rate insurance or inadequate insurance limits. You will still want to locate the most competitive rates for your situation....
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Life Insurance for Cigarette Smokers: Find Affordable Rates

Applying for life insurance for smokers does not have to be such a painful and mind-numbing process. So why is it that many life insurance companies seem to treat smokers like they have the plague?
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