Ty Stewart is the founder of SimpleLifeInsure.com and an independent life insurance agent serving clients in all 50 states. He is the lead writer and editor for the website content. His articles draw upon industry knowledge and experience working with clients and life insurance companies.
University of California Los Angeles (UCLA) studying Business Economics.
State resident license: California - 0K53393
Additional non-resident licenses held in 50 states.
Ty's insight and analysis into the life insurance industry have been quoted in publications such as BusinessInsider.com, ThinkAdvisor.com, and InsuranceNewsNet.com. He is a regular guest contributor discussing insurance topics on BestLifeRates.org and LifeInsurancePost.com.
Written by Ty Stewart
Companies change every year. The products and policies they offer change as well. (we update this article constantly) And the right GUL company for one person’s needs will be totally different from the best carrier for someone else. This is due to financial and legacy planning as well as…
Written by Ty Stewart
Quick Summary: Life insurance rates for people with a family history of health conditions vary widely based on the type of conditions their family members had, what age they developed them, and if any other complications or death have arisen from these conditions. Some carriers will weigh family history more heavily than others during the underwriting.. More
Written by Ty Stewart
If you are looking for top-notch term life insurance, you have many reputable companies from which to choose. In this article, we outline the 10 Best Term Life Insurance Companies. Just to preface how we went about ranking these companies in our top 10, we used a combination of a lot of factors. How We.. More
Written by Ty Stewart
National Institute of Mental Health (NIMH) states 4.4% of all American adults will receive a bipolar diagnosis at some point in their lives. This may seem like a small group of people until you actually do the math. NIMH’s statistics mean more than 10 million Americans live with a bipolar diagnosis. Each of these individuals.. More
Written by Ty Stewart
See our unbiased rankings breakdown of all the top guaranteed universal life insurance companies for 2019. Quick Summary: Cincinnati Life’s GUL product has very competitive pricing, especially for women. Qualifying can be difficult and their underwriting process is lengthy and exhaustive. A stripped down policy that does not contain good riders. What You Will Learn (click.. More
Written by Ty Stewart
Compare companies and policies that offer guaranteed universal life in our 2019 rankings. Quick Summary: Pricing is not competitive for most age bands. If you are over 70 or looking to do a single premium payment, then should be considered. Rider options are very limited and pricing is hard to obtain. Extremely strong company that.. More
Written by Ty Stewart
See how North American stacks up against the other top GUL companies in our comprehensive comparison. Quick Summary: A strong company that offers low priced premiums for many age brackets. They do not easily share their pricing online. Could be a good fit for certain health conditions but unfortunately North American does not offer the.. More
Written by Ty Stewart
Compare the best companies offering guaranteed universal life insurance in 2019 in our in-depth breakdown. Quick Summary: A strong company with a rich history. Pricing is hard to obtain and higher than other GUL carriers. Does not offer a Standard Plus health rating which will increase premiums for some people. The choices for riders are.. More
Written by Ty Stewart
We’ve compared and ranked the best guaranteed universal life companies for 2019. See where Symetra fits in. Quick Summary: If paying a low price is your #1 concern, definitely take a look at Symetra. Their premiums are constantly among the lowest for GUL products. The company itself is not as strong as other competitors and.. More
Written by Ty Stewart
Compare the best companies offering guaranteed universal life insurance in 2019. Quick Summary: A very solid company with a strong GUL product. The premiums are on the low side for most scenarios but you will need to qualify and they do have some areas of underwriting that can be tricky. The included guaranteed cash out.. More
Written by Ty Stewart
See our comparison of the best guaranteed universal life insurance companies for 2019. Quick Summary: Nationwide offers some of the lowest pricing around for many ages but it’s not always easy to qualify for and may end up being more expensive in a different health class. Extremely strong company and a good choice for those that.. More
Written by Ty Stewart
Check out our 2019 rankings for the best GUL policies available. We’ve ranked 16 different carriers. Quick Summary: Lincoln can be a great option if you have certain health issues. Their underwriting is lenient which can save a lot of money. Overall, their pricing is middle of the pack and you can find cheaper. Very.. More