Ty Stewart headshot - Founder of SimpleLifeInsure.com

About Ty Stewart

Ty Stewart is the founder of SimpleLifeInsure.com and an independent life insurance agent serving clients in all 50 states. He is the lead writer and editor for the website content. His articles draw upon industry knowledge and experience working with clients and life insurance companies.

University of California Los Angeles (UCLA) studying Business Economics.

Professional Licensing:

State resident license: California - 0K53393

Additional non-resident licenses held in 50 states.

Industry Expertise:

Ty's insight and analysis into the life insurance industry have been quoted in publications such as BusinessInsider.com, ThinkAdvisor.com, and InsuranceNewsNet.com. He is a regular guest contributor discussing insurance topics on BestLifeRates.org and LifeInsurancePost.com.

Review of the Nationwide Guaranteed Universal Life Insurance Product

Written by Ty Stewart

See our comparison of the best guaranteed universal life insurance companies for 2019. Quick Summary: Nationwide offers some of the lowest pricing around for many ages but it’s not always easy to qualify for and may end up being more expensive in a different health class. Extremely strong company and a good choice for those that.. More

Lincoln Financial – Guaranteed Universal Life Insurance Review

Written by Ty Stewart

Check out our 2020 rankings for the best GUL policies available. We’ve ranked 16 different carriers. Quick Summary: Lincoln can be a great option if you have certain health issues. Their underwriting is lenient which can save a lot of money. Overall, their pricing is middle of the pack and you can find cheaper. Very.. More

7 Best Reasons To Buy No Exam Life Insurance When Pregnant

Written by Ty Stewart

A mother’s love for her child is like nothing else in the world. A life insurance purchase is usually made to financially safeguard those you care about most – making pregnancy a primary reason to secure life insurance. During the hustle and bustle of preparing for the arrival of your little one, you can add,.. More

John Hancock Guaranteed Universal Life Insurance Policy Review

Written by Ty Stewart

See where John Hancock ranks in for 2019 in our guide: Best Guaranteed Universal Life Insurance (GUL) Companies Quick Summary: John Hancock offers a solid yet unspectacular guaranteed universal life product when compared to other carriers we work with. Premium pricing is middle of the road but underwriting can be strict on certain things, bumping.. More

Principal Financial – Guaranteed Universal Life Insurance Review

Written by Ty Stewart

For 2019, we’ve ranked all the top companies that offer guaranteed universal life insurance. See where we have Principal. Quick Summary: Principal Financial is a strong player in the life insurance market and their GUL product is no exception. Rates are low for certain ages but you can find less expensive elsewhere depending on your.. More

The PruLife UL Protector Review – Prudential Guaranteed Universal Life Insurance

Written by Ty Stewart

See how Prudential stacks up in our breakdown of all the top companies who offer guaranteed universal life policies. Quick Summary: The Prudential UL Protector product is among our favorite guaranteed universal policies. Pruco underwriting is excellent for a wide range of health conditions and tough to place cases. Pricing may be a little high.. More

Sagicor No Lapse Universal Life Insurance Review

Written by Ty Stewart

Sagicor ranks in the top half of our 2020 guide to guaranteed universal life insurance companies. Quick Summary: If you are under the age of 66 and don’t want to take a medical exam, Sagicor may be a good option for a “no lapse” universal life policy. Rates are very cheap in the lower amounts.. More

Banner Guaranteed Universal Life Insurance Review – Life Step

Written by Ty Stewart

We constantly update our guide to the best guaranteed universal life companies HERE. Banner scores towards the middle. Quick Summary: Banner’s GUL life insurance policy leaves a a bit to be desired. The pricing is high and the options are limited. Banner underwriting is favorable for some specific health issues so may be worth considering.. More

Review: Mutual of Omaha – Guaranteed Universal Life Insurance

Written by Ty Stewart

MOO just misses the top 5 in our updated 2020 guide: Best Guaranteed Universal Life Insurance (GUL) Companies. Quick Summary: Our experience tells us that Mutual of Omaha’s guaranteed universal product is a strong option for many clients. You can find cheaper pricing but the value is excellent including an option (your choice) to refund.. More

Review of the Protective Advantage Choice Universal Life Insurance Policy

Written by Ty Stewart

Protective grades out very highly vs the other guaranteed universal companies in our 2022 guide. Quick Summary: In our opinion, Protective offers an excellent universal life option. You are getting coverage from a super strong company that has been around a long time. The policy includes great options and flexibility at no additional cost. If.. More

AIG (American General) Guaranteed Universal Life Insurance Review

Written by Ty Stewart

AIG is currently ranking #1 on our list of best guaranteed universal life insurance companies. See the full guide here. Quick Summary: AIG has one of the top guaranteed universal life insurance policies on the market right now (2019). American General is a trusted name, on a strong financial footing. The rates are competitive, the.. More

Pros and Cons of Guaranteed Universal Life Insurance

Written by Ty Stewart

A GUL policy secures permanent coverage but without the high cost and complexity that comes with regular universal life insurance. They are a nice middle ground between universal and term life insurance…