All Posts By Ty Stewart

Ty Stewart is a founder and contributor of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent he has helped clients nationwide to secure affordable coverage while making the process simple.

Mass Mutual Guaranteed Universal Life Insurance Review

Compare companies and policies that offer guaranteed universal life in our 2023 rankings. Quick Summary: Pricing is not competitive for most age bands. If you are over 70 or looking to do a single premium payment, then should be considered. Rider options are very limited and pricing is hard to obtain. Extremely strong company that…

North American Guaranteed Universal Life Insurance Review

See how North American stacks up against the other top GUL companies in our comprehensive comparison. Quick Summary: A strong company that offers low priced premiums for many age brackets. They do not easily share their pricing online. Could be a good fit for certain health conditions but unfortunately North American does not offer the…

Penn Mutual Guaranteed Universal Life Insurance 2023 Review

Compare the best companies offering guaranteed universal life insurance in 2023 in our in-depth breakdown. Quick Summary: A strong company with a rich history. Pricing is hard to obtain and higher than other GUL carriers. Does not offer a Standard Plus health rating which will increase premiums for some people. The choices for riders are…

Guaranteed Universal Life Insurance from Symetra

We've compared and ranked the best guaranteed universal life companies for 2020. See where Symetra fits in. Quick Summary: If paying a low price is your #1 concern, definitely take a look at Symetra. Their premiums are constantly among the lowest for GUL products. The company itself is not as strong as other competitors and…

American National (ANICO) Guaranteed Universal Life Insurance Review

Compare the best companies offering guaranteed universal life insurance in 2023. Quick Summary: A very solid company with a strong GUL product. The premiums are on the low side for most scenarios but you will need to qualify and they do have some areas of underwriting that can be tricky. The included guaranteed cash out…

Review of the Nationwide Guaranteed Universal Life Insurance Product

See our comparison of the best guaranteed universal life insurance companies for 2019. Quick Summary: Nationwide offers some of the lowest pricing around for many ages but it's not always easy to qualify for and may end up being more expensive in a different health class. Extremely strong company and a good choice for those that…

Lincoln Financial – Guaranteed Universal Life Insurance Review

Check out our 2020 rankings for the best GUL policies available. We've ranked 16 different carriers. Quick Summary: Lincoln can be a great option if you have certain health issues. Their underwriting is lenient which can save a lot of money. Overall, their pricing is middle of the pack and you can find cheaper. Very…

Getting Life Insurance While Pregnant – SimpleLifeInsure

A mother’s love for her child is like nothing else in the world. Buying life insurance earlier is usually made to financially safeguard those you care about most – making pregnancy a primary reason to secure life insurance before the birth of the baby so as to protect your growing family financially in case anything bad…

John Hancock Guaranteed Universal Life Insurance Policy Review

See where John Hancock ranks in for 2019 in our guide: Best Guaranteed Universal Life Insurance (GUL) Companies Quick Summary: John Hancock offers a solid yet unspectacular guaranteed universal life product when compared to other carriers we work with. Premium pricing is middle of the road but underwriting can be strict on certain things, bumping…

Principal Financial – Guaranteed Universal Life Insurance Review

For 2019, we've ranked all the top companies that offer guaranteed universal life insurance. See where we have Principal. Quick Summary: Principal Financial is a strong player in the life insurance market and their GUL product is no exception. Rates are low for certain ages but you can find less expensive elsewhere depending on your…

The PruLife UL Protector Review – Prudential Guaranteed Universal Life Insurance

See how Prudential stacks up in our breakdown of all the top companies who offer guaranteed universal life policies. Quick Summary: The Prudential UL Protector product is among our favorite guaranteed universal policies. Pruco underwriting is excellent for a wide range of health conditions and tough to place cases. Pricing may be a little high…

Sagicor No Lapse Universal Life Insurance Review

Sagicor ranks in the top half of our 2020 guide to guaranteed universal life insurance companies. Quick Summary: If you are under the age of 66 and don't want to take a medical exam, Sagicor may be a good option for a "no lapse" universal life policy. Rates are very cheap in the lower amounts…