MetLife No Exam Life Insurance Review

The underwriting process with Brighthouse is quick and easy. You must answer "No" to a few questions and they will run a check of your Medical Information Bureau report. Here they can see any previous life insurance approvals or...
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North American Life Insurance and Hypertension

An underwriter will also look at your health history and past blood pressure readings.  The best rates are reserved for those with readings under the maximum thresholds shown below.  If the readings are above the thresholds, you may still be able to buy life insurance but at substandard rates established by what in the industry is
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How Much Will You Pay for Life Insurance at Prudential with High Cholesterol?

Prudential is a very well known name in the life insurance industry. They are one of the first names that come to mind when people think about life insurance and a good all-around choice. But what if your cholesterol is a little high? Can you still get insured? Will it be expensive?
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Life Insurance After a Hysterectomy – Possible Outcomes

If you are applying for life insurance after a hysterectomy, you can relax. In most cases, it won’t be a problem. Hysterectomies are performed for many reasons. Most have no effect on longevity. Any effect will only apply in very limited circumstances....
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Life Insurance and Thyroid Cancer

Never assume that a history of cancer is a deal-breaker when it comes to life insurance. That used to be true, which is why so many people make the assumption. But advances in medical technology and treatment methods have enabled many cancer survivors to lead full lives. Insurance companies are keenly aware of the shift. It is now possible to....
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How Proteinuria Will Affect Life Insurance Rates and Approvals

Proteinuria is a well known in the insurance industry but most people don't know it exists! Can you get life insurance with proteinuria? In most cases yes. You can get a policy with standard or preferred rates, but it depends on the condition and your overall health....
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How Prudential Looks at High Blood Pressure for Life Insurance Rates

Underwriters will look at average BP levels over the past 12 months. If an applicant’s readings are above the maximum thresholds, you can still get approved, but with substandard rates using what are known in the industry as table ratings....
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Fidelity No Exam Life Insurance Review

Quick Summary: Fidelity is among the best for digital underwriting with no physical. They do it very fast and never need to see your doctor's records. Overall, their no exam product is lacking and most people can find better. The pricing is...
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Mutual of Omaha No Exam Life Insurance

Mutual of Omaha is an extremely strong well-known company but many of our clients can do better if you need a policy that doesn't require a physical exam. Renewability up to age 100 without new proof of...
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Prime America Life Insurance Company Review

Primerica Review – Life Insurance

  When it comes to buying life insurance, who do you trust most? An insurance broker? A sales agent? Your friends and family? For Primerica, the answer is friends and family – this is why the company uses multi-level marketing to reach a broad customer base, relying on its own members to sell their financial instruments, investment vehicles, and life…
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MetLife Life Insurance – A Comprehensive Review

 What if you could get pre-approved by one of the world’s largest insurance providers? Certainly MetLife, the nearly 150-year old insurance carrier that Fortune magazine once called the World’s Most Admired Company is well-positioned to offer you the best life insurance policy available in today’s market, right? Not necessarily. The truth is that life insurance is not a…
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Best No-Exam Life Insurance Companies of 2024

There are many reasons why you may want to skip the intrusive medical exam when applying. Fortunately, you can still get a reasonably priced life insurance policy from a reputable company and do it without the pesky exam...
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